TAYLOR & TAYLOR CREDIT SOLUTIONS

"Work by faith not by sight"

Download A
Free Copy of the Budget Worksheet

*Jump start a spending plan for

your money

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*Work your way out of debt and become financially free

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*Track your expenses so you always have enough money for the things you want and need

Use this worksheet to see how much money you spend each month. Then, use this month’s information to help you plan next month’s budget. Some bills are monthly and some come less often. If you have an expense that does not occur every month, put it in the “Other expenses this month” category

BUDGET!

What exactly is a budget?

A budget is a written plan that outlines how you want to spend your money each month.

A budget assists you in ensuring that you will have sufficient funds each month. You can run out of money before your next payday if you don't have a budget.

A budget reveals:

how much do you earn

what you do with your money

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What is the purpose of a budget?

A budget can assist you in making decisions such as:

what you should invest your money in

if you can save money on certain items while spending more on others

For instance, your budget may show that you spend $100 per month on clothing. You could determine that $50 is a reasonable amount to spend on clothing. The remaining funds might be used to pay bills or put aside for anything else.

Why should I make an effort to save money?

You could have funds in the event of an emergency. You may also need to purchase something more expensive, such as a car. Saving money might assist you in purchasing a car, putting down a security deposit on an apartment, home or paying for something else costly.

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